Category: Ron Alford

The insurance game is played between two Parties, Buyers and Sellers. Below are the Top Ten  rules which insurance Buyers must understand and then comply with to play the insurance game.

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Auto glass replacement is high on the repair list in accidents. According to the I-CAR Reference Manual, unibody vehicles are engineered to protect passengers during crashes, i.e. passenger safety is the key element in automobile design. Vehicle manufacturers intentionally build more »

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When it’s time to purchase insurance, most homeowners simply compare the prices between companies or worse allow a salesman to pick a company for them. Like anything else, you get what you pay for. The cost of any insurance policy more »

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After Hurricane Sandy Ron Alford (aged 73), an expert in crisis management, decided to come out of retirement to do something about the massive ignorance and intimidation consumers endure with most all property insurance issues and disaster recovery problems. Alford more »

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Fact 1. Insurance is commission driven. Agents cannot earn commissions by teaching you the odds of unwanted things happening or how to manage a crisis. The livelihood of insurance agents depends solely on how much premium they can generate, not more »

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Insurance Rights of the Consumer     You may take, and be fully compensated for, the reasonable cost of emergency services to safeguard your property from further damage after a loss.  In fact, after a loss, you have the obligation more »

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We have some awesome stuff in our blog. But the best content is the stuff you can only see as a member. If you are a member then this is where you will see all your educational bulletins. If not then more »

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Big insurance companies have big defense teams on their side to protect their interest first and yours last the minute you need to recover from an accident or disaster.  Big insurance companies brag about ‘AAA’ ratings of financial strength, but guess what? They more »

The true business of The GRIEF INDUSTRY (aka insurance) is The Claim Game. The “Grief Industry” clearly defines the business of insurance and the gamut of the products they sell   to consumers. To win in The CLAIM GAME, you have to more »

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Statistically, driving a vehicle is the most dangerous thing most people do. Few people ever think about preparing for an accident until after they have been involved in one. Without recovery plans, any accident becomes a time-consuming, frustrating event. With more »

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