The insurance game is played between two Parties, Buyers and Sellers. Below are the Top Ten  rules which insurance Buyers must understand and then comply with to play the insurance game.

Auto glass replacement is high on the repair list in accidents. According to the I-CAR Reference Manual, unibody vehicles are engineered to protect passengers during crashes, i.e. passenger safety is the key element in automobile design. Vehicle manufacturers intentionally build …

Your Windshield may Kill You Read more »

Auto glass replacement is high on the repair list in accidents. According to the I-CAR Reference Manual, uni-body vehicles are engineered to protect passengers during crashes, i.e. passenger safety is the key element in automobile design. Vehicle manufacturers intentionally build …

Your Windshield May Kill You: Uni-Body Vehicles Read more »

Special Online discount insurance applications will never save you money on your home or vehicle. Discount insurers never provide you with the right coverage for YOU. Everybody needs different coverage. Use the Request for Proposal below, to get all of the …

Request for Proposal Read more »

When it’s time to purchase insurance, most homeowners simply compare the prices between companies or worse allow a salesman to pick a company for them. Like anything else, you get what you pay for. The cost of any insurance policy …

How to Intelligently Buy A Homeowner’s Insurance Policy Read more »

After Hurricane Sandy Ron Alford (aged 73), an expert in crisis management, decided to come out of retirement to do something about the massive ignorance and intimidation consumers endure with most all property insurance issues and disaster recovery problems. Alford …

A flea on an elephant’s back Read more »

Fact 1. Insurance is commission driven. Agents cannot earn commissions by teaching you the odds of unwanted things happening or how to manage a crisis. The livelihood of insurance agents depends solely on how much premium they can generate, not …

9 Facts about Insurance Read more »

Insurance Rights of the Consumer     You may take, and be fully compensated for, the reasonable cost of emergency services to safeguard your property from further damage after a loss.  In fact, after a loss, you have the obligation …

Insurance Rights of the Consumer. Read more »